COVID-19 Foreclosure Prevention Assistance
For mortgage relief in response to financial hardships caused by the COVID-19 pandemic, please contact the State of Virginia's Mortgage Relief Program at 833.687.8677. Download the VMRP flyer to learn more.
To receive email alerts regarding upcoming trainings, workshops, and other homeowner resources, including our Home Rehabilitation Loan Program, please sign up for the City’s eNews notices (select "Affordable Housing") or contact us at 703.746.4990.
Condominium and Community Association Training
The City of Alexandria and Alexandria-based law firm MercerTrigiani are sponsoring four educational sessions related to condominium and community associations during FY2023. The goals for these classes include educating homebuyers about the structure and governance of condominium communities; strengthening the knowledge of community board members in understanding, managing and budgeting; helping communities understand state law related to virtual meetings and reserve studies, and more! All workshops are offered at no cost to participants, but registration is required. For more information, contact Kimberly Cadena at email@example.com/703.746.3104. Interested residents are encouraged subscribe to eNews for the latest updates on this and other training opportunities.
- Saturday, October 22, 2022; 9:30am - 11:30am
Topic: Owner Rights + Responsibilities
- Saturday, January 28, 2023; 9:30am - 11:30am
Topic: Board Meetings
- Saturday, March 25, 2023; 9:30am - 11:30am
Topic: Rules + Rules Compliance Presentation
• Abatement Hearing Flowchart
• Adopting New Rules Flowchart
• Alternative Legal Action for Enforcement of Covenant Violations
• Architectural Rules After Belmont Glen
• Authority to Adopt and Enforce Association Rules and Regulations
• Authority to Assess Violation Charges
• Belmont Glen Case Summary
• Due Process Procedures Flowchart
• General District Court Abatement
• Rules and Covenants Enforcement for Community Associations
• Shadowood Case Summary
- Saturday, May 27, 2023; 9:30am - 11:30am
Topic: Environmentally Conscious Communities
Real Estate Tax Relief for the Elderly and Disabled
There are several City programs that provide tax relief for the elderly and disabled.
Home Rehabilitation Loan Program
This program provides no-interest, deferred payment loans for the design and construction of home improvements to help low- and moderate-income City residents remain in their homes. The program serves owner occupants with combined incomes below 80% of the area median income by family size (which ranged from $79,760 for a household of one to $132,080 for a household of six in 2022). Eligible households may receive loans of up to $135,000 for construction costs, plus additional funds for related costs to improve the safety, accessibility, and quality of their homes. Repayment of the loans is deferred for 99 years or until the property is sold or the owner(s) move, whichever comes first. To learn more, download the HRLP brochure and contact Arthur Thomas at firstname.lastname@example.org.
Energy Efficiency, Weatherization, and Utility Assistance
Home Rehabilitation Energy Efficiency Loan Program
This program offers eligible low- and moderate-income Alexandrians energy assessments to identify key issues and solutions, and loan funding to complete energy efficiency improvements such as air sealing, insulation, energy efficient appliances as well as heating and cooling systems. The program serves owner occupants with combined incomes below 80% of the area median income by family size (which ranged from $65,680 for a household of one to $101,280 for a household of five in 2018). Eligible households may receive no interest loans for energy efficiency improvements for their homes. Repayment of the loans is deferred for 99 years or until the property is sold or the owner(s) move, whichever comes first.To learn more, contact Arthur Thomas at email@example.com.
Weatherizing and Utility Assistance
A variety of weatherization assistance programs are available to help low and moderate-income City residents weatherize their homes and reduce their monthly energy bills.
- Rebuilding Together Alexandria provides free home repairs and safety modifications to homeowners in need (primarily elderly and disabled residents). For more information, contact RTA at firstname.lastname@example.org.
- Community Housing Partners Corporation performs diagnostic tests to evaluate areas of heat loss and energy efficiency improvements, such as repairing or installing attic and wall insulation and weather striping doors. For more information, contact CHPC at 540.636.8079.
- To learn about utility, cooling, and heating assistance provided by the state, Dominion Energy, and the Salvation Army, click here.
The U.S. Department of Energy's Home Performance Program with Energy Star is now being administered in Northern Virginia by LEAP, a nonprofit which coordinates home energy upgrades, such as air sealing and insulation, in area homes. LEAP offers energy assessments to City homeowners to identify key issues and solutions, connects homeowners with available rebates and special financing options, and helps residents select a qualified contractor to complete energy efficiency improvements. For more information, contact LEAP at email@example.com.
Green Building Resources
To learn more about the City's green building resources, click here.
Foreclosure Prevention Resources
The Office of Housing provides referral services to partner agencies on a range of housing topics, including foreclosure prevention, loan default and delinquency, and reverse mortgage counseling. To learn more, contact an approved HUD Housing Counseling agency, including:
For mortgage relief in response to financial hardships caused by the COVID-19 pandemic, please contact the State of Virginia's Mortgage Relief Program at 833.687.8677. Please download the VMRP flyer to learn more.
Refinancing, Pay Offs, and Loan Rollovers
First-Time Homebuyer Assistance Program (FHAP) Loan Rollover
As an incentive for First-Time Homebuyer Assistance Program (FHAP) loan recipients to remain in Alexandria, a one-time rollover of City homeownership assistance is authorized for loan recipients who sell the home that the City assisted them to buy, and immediately purchase a subsequent home within the City. In order to qualify for the rollover, loan recipients would have to be income eligible for FHAP at the time of the sale, and must have resided in the assisted home for at least five years the period of time required to avoid the anti-speculation surcharge). There are program restrictions so contact Vicente Espinoza at firstname.lastname@example.org for additional information.
Refinancing or Paying off a City Loan
If you would like to refinance an existing homeownership or home rehabilitation loan that you received from the City, consult the City of Alexandria Homeownership Loan Subordination Guidelines and contact Brandi Collins at email@example.com.
If you would like to payoff an existing homeownership or home rehabilitation loan that you received from the City, please contact Samuel Gates at firstname.lastname@example.org.