New to Medicare
Information about plans for individuals who are new to Medicare.
Page updated on February 22, 2023 at 3:38 PM
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Overview of Medicare Parts
Please note that the following information on Medicare is meant for informational purposes only and does not guarantee coverage. For specific information, please visit the Medicare website: https://www.medicare.gov/ or call 1.800.MEDICARE (1.800.633.4227).
Medicare – Medicare is a health insurance plan for people 65 years or older, under age 65 with certain disabilities, and any age with end stage renal disease or Lou Gehrig’s disease.
Medicare has four parts:
- Medicare Part A is Hospital Insurance. It pays for care and procedures in various facilities based on Medicare requirements and your eligibility for Medicare part A.
- Medicare Part B is Medical Insurance and helps cover doctors' services, outpatient hospital care, and some other medical services that Part A does not cover, such as some of the services of physical and occupational therapists, and some home health care services.
- Medicare Part C, also known as Medicare Advantage Plans, is another way for you to get your Medicare coverage. Private insurance companies approved by Medicare provide this coverage.
- Medicare Part D is Prescription Drug Coverage. The prescription plan must be chosen from a Medicare approved list of providers. The cost of Medicare D depends on the prescription plan chosen by the recipient. Beneficiaries can sign up for Medicare D during the annual enrollment period from October 15-December 7 or when the beneficiary begins receiving Medicare.