Foreclosure Prevention Resources

Home foreclosures are increasing in Alexandria and throughout Northern Virginia. A number of resources are available to provide guidance and counseling to Alexandrians who may be facing foreclosure or who are simply having trouble balancing their monthly expenses.

The City of Alexandria Office of Housing and Housing Counseling Services have jointly sponsored Foreclosure Clinics and will continue to in the future. Check back for future dates. The Clinic assists delinquent homeowners in seeking solutions to prevent foreclosure. Participants will be individually assessed and given the opportunity to immediately schedule a default and delinquency counseling session.

Additional Foreclosure Prevention Resources:

Housing Counseling Services (HCS): Offers ongoing regional Foreclosure Prevention Clinics. HCS is a HUD approved housing counseling agency and a contract agency of the City of Alexandria. Clinics are held the 1st Tuesday of every month from 6-8 PM and the 3rd Tuesday of every month from 11 AM-1 PM. For more information, download the flyer.
Legal Services of Northern Virginia (LSNV): Provides legal advice and housing counseling to low-income homeowners facing foreclosure. In addition to having offices throughout Northern Virginia, LSNV has an office in Alexandria at 603 King St., 4th floor. Walk-in or call ahead appointments are available. For additional information on LSNV’s Foreclosure Legal Assistance Program (FLAP), call 703) 684-5566 or visit www.lsnv.org.
Northern Virgina Urban League: Provides Foreclosure Prevention Assistance. Contact Jackie Ward-Richardson 703-836-2858, office located at 1315 Duke St., Alexandria, VA. Homeownership Preservation Workshop Flyer
Housing and Urban Development: HUD's web site offers general information on steps to avoid foreclosure, details on the new FHASecure loan program, and a list of lenders, searchable by service area, who can process loans under the FHASecure loan program.
The federal government has provided a new resource on the web Making Home Affordable Refinance and Modification Options.
The Homeownership Preservation Foundation: National HUD-approved nonprofit housing counseling agency providing free telephone counseling through their HOPE Hotline at 888.955.HOPE. Visit the website for more guidance.